National Bank of Serbia Introduces Electronic Bills of Exchange – A New Era in Payment Operations
The National Bank of Serbia (NBS) has announced that, starting from December 1, 2025, the Central Register of Electronic Bills of Exchange (CReM) will become operational, enabling legal entities and entrepreneurs to issue and use bills of exchange in fully electronic form. This reform represents a significant step toward the digitalization of Serbia’s financial system. […]
Map of State Incentives in Serbia – New Serbian Business Registers Agency Data for 2025
The Serbian Business Registers Agency (APR) has published the latest version of the Map of Registered Measures and Incentives for Regional Development (RegMPRR), containing data for the first six months of 2025. This interactive map, available on the official Serbian Business Registers Agency (APR) website, represents a centralized database of all forms of state aid […]
Banks Required to Unilaterally Remove Mortgages on Repaid Loans by July 1, 2025
Remove mortgages on repaid loans in Serbia Under the new Law on the Protection of Financial Services Users, all credit providers, including banks, are required to unilaterally delete registered mortgages and pledges on loans that have been fully repaid, no later than July 1, 2025. This obligation is automatic and unconditional — banks are not […]
New Measures by the National Bank of Serbia – Stricter Supervision of Foreign Exchange Operations
The National Bank of Serbia has adopted a new decision introducing stricter and more detailed control mechanisms in the area of foreign exchange operations, with the aim of improving financial discipline and preventing abuses in international monetary flows. The decision applies as of May 17, 2025, and concerns both legal and natural persons – residents […]
Serbia Joins the SEPA System – What This Means for Your Business
As of May 22, 2025, Serbia has officially become a member of the SEPA (Single Euro Payments Area) system – a unified payment area for euro transactions. With this step, the domestic economy enters European financial flows on equal footing with EU member states, free from the additional administrative or cost-related barriers that previously accompanied […]
Money Transfers from Serbia for Non-Residents: Regulations, Procedure, and Legal Support
Although money transfers from Serbia for non-residents abroad are often perceived as straightforward banking transactions, in practice, they involve a complex and precisely regulated process. Foreign nationals, as well as non-resident legal entities wishing to transfer funds from their accounts in Serbia, must meet certain legal requirements—primarily related to tax obligations. Basic conditions for money […]
Amendments to the Law on the Protection of Financial Services Users: New Rules on Early Loan Repayment
The Law on the Protection of Financial Services Users (“Official Gazette of RS”, No. 19/2025), which will take effect on July 1, 2025, introduces significant changes concerning housing loans and early repayment options. One of the key provisions allows borrowers to repay up to RSD 1.2 million of the principal annually without incurring any prepayment […]
Opening a Bank Account in Serbia for Non-Residents: Complete Guide (2025)
Explore Non-Resident Banking Options in Serbia Opening a bank account in Serbia offers numerous benefits for non-residents. Serbia’s strategic location, bridging Western Europe and the Middle East, offers a unique advantage to those looking to establish financial roots in the region. The country’s banking sector is diverse, with banks from local, EU, Russian, American, Turkish, […]
